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What is GoInstaCare?
GoInstaCare is leading tech-based caregiving marketplace that connects care seekers with the best care providers, anytime, anywhere and all at a very affordable rate. It's a one-stop destination for persons seeking quality care providers.


What kind of Services are available with GoInstaCare?
GoInstaCare care providers render a very wide range of services like:


Senior care
Child care
Pet care
House care

Sign-up on GoInstaCare App now to find best service providers for your needs.


Do you employ care providers at GoInstaCare?
No, GoInstaCare does not employ care providers, we only help care seekers get the best quality care they need at a very affordable rate.


How does GoInstaCare operate?
We operate on two fronts - care seekers and care providers.

For care seekers: We hear from you and guide you on the best type of care to suite your unique circumstance and match you with the best care providers available from the list of well-trained, properly vetted care providers registered with us.

For care providers: We receive your online application to be registered as a care provider with GoInstaCare, do some assessment and register you if you pass the assessment. We then match you with care seekers as jobs become available.


Is GoInstaCare liable for the action of care seekers and/or care providers?
No, GoInstaCare provides information, tools and guidance to help care seekers connect with the best care providers and vice versa. We are however not liable for the actions or either party, care seekers are solely responsible for selecting appropriate care providers and vice versa. Each individual (care seeker and care provider) is also solely responsible for abiding by all applicable laws relating their transaction of business.

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Medicare only pays for in-home caregivers in certain situations. It usually pays for necessary short-term medical care, as after a hospital stay. This includes the services of a therapist or nurse, but not help with ordinary tasks like cooking or showering. Because of this, Medicare won't pay for long-term care or help with things that aren't medical at home. Most families think Medicare pays for comprehensive home care, but it doesn't. To get help, you may need to look into private insurance, Medicaid, or municipal caregiving programs. Knowing these limits can help you prepare better for continuing care at home. What Counts as "In-Home Caregiver" Under Medicare? Skilled care and non-medical personal care are the primary categories Medicare divides in-home care into. While non-medical personal care assists with everyday life activities and does not require a medical license, skilled care is medical and requires licensed personnel. Medicare only pays for professional care in specific circumstances, so it's essential to understand this distinction. Type of Care Definition Medicare Coverage Skilled Care Medical services like nursing, physical therapy, or wound care Covered if medically necessary Non-Medical Personal Care Help with bathing, dressing, cooking, toileting, or companionship Not covered by Medicare In-home caregiver services could mean a lot of different tasks. Caregivers who know what they're doing can provide shots, check vital signs, or provide physical or occupational therapy. Non-medical caregivers can help clean the house, get around, cook meals, and bathe. Some even offer check-in visits and emotional assistance for safety. Medicare typically thinks that a service that helps you recover from an illness, surgery, or medical condition is medically necessary if a doctor says so. This includes visits from a home health aide, therapy, and nursing care. However, Medicare won't pay for help that only meets long-term or daily needs unless it's part of a treatment plan that a doctor recommends. What Medicare Covers for In-Home Care Medicare will only pay for in-home care if it meets strict medical standards. The patient must stay at home, and the care must be part of a treatment plan approved by the doctor. The focus is on helping people recover from illness or injury rather than helping them with daily tasks or long-term personal needs. Covered by Medicare (When Medically Necessary) Not Covered by Medicare Part-time skilled nursing care 24/7 home care Physical, occupational, or speech therapy Non-medical help (bathing, dressing, cooking, etc.) Medical social work Payment to family caregivers Home health aide services (must be part of a care plan) Companion or homemaker services Conditions for Medicare to Cover In-Home Care For Medicare to pay for care at home, several conditions must be met. The doctor caring for the patient must make and review a care plan frequently. This makes sure that the services are needed for health reasons. Also, the care must be intermittent, which means it can't be given all the time or all at once. Medicare does not always pay for home care even if there is a need. Finally, the service must be provided by a home health agency certified by Medicare. This makes sure that the agency meets government standards for billing and quality. Medicare won't reimburse you if you get care from an unlicensed practitioner, even if all the other standards are met. Because of these strict rules, Medicare puts short-term rehabilitation help ahead of long-term personal care. Families often have to look into other options to meet their daily care needs that Medicare doesn't cover. Can a Family Member Be Paid as an In-Home Caregiver by Medicare? Medicare does not compensate family members who provide in-home care. Medicare-certified home health firms are the only providers of care covered by traditional Medicare. These healthcare providers, who provide treatment by a medically authorized plan, include home health aides, physical therapists, and registered nurses. Medicare will not pay family members for daily assistance, such as helping with meal preparation or bathing. Certain Medicare Advantage (Part C) plans have a few uncommon exceptions. Although they are unusual and differ by state and provider, a small number of these private plans might give restricted benefits that encourage in-home caregiving or permit compensated family members to provide care. Medicare has occasionally explored trial programs to assist family caregivers, but these are short-term and not generally accessible. Most families that want to compensate family members for providing care use Medicaid programs or state-funded support services. Medicare Advantage and In-Home Caregiver Support Medicare Advantage plans may offer more flexible in-home caregiver help than conventional Medicare coverage. Some of these private plans contain extra benefits that help people live their daily lives, especially those with long-term illnesses. These extras can pay for things that conventional Medicare doesn't, such as help with getting dressed, taking a bath, light cleaning, or making food. However, these benefits can vary depending on the plan and the insurance company. For example, one Medicare Advantage plan would pay for transportation or meal delivery, while another might pay for personal care visits a few times a week. These services depend on what each plan offers in your location and are not guaranteed. Look at the Summary of Benefits for your Medicare Advantage plan or call your insurance carrier to determine if they include in-home caregiver benefits. You can also use Medicare's online Plan Finder to compare options. It's crucial to check your Advantage plan because not all plans give the same coverage. Alternatives to Medicare for In-Home Caregiver Support If Medicare doesn't cover the help you need at home, you can use other programs and services. These options give you more help and freedom with your daily tasks, long-term needs, and personal care. Medicaid (Home & Community Based Services): Many state Medicaid programs offer in-home care through HCBS waivers. These often allow family members to be paid caregivers, including medical and personal care. VA Programs for Veterans and Spouses: Veterans and their spouses may qualify for programs like Aid and Attendance or the Veteran-Directed Care program. These provide funds or caregiver support tailored to each veteran's health situation. Long-Term Care Insurance: Some private insurance policies cover in-home caregivers, including help with daily activities. Coverage and eligibility vary based on the plan. Paid Programs like GoInstaCare: Services like GoInstaCare connect families with trusted, flexible in-home caregivers to fill gaps left by Medicare or other programs. How to Apply for Medicare-Covered In-Home Care There are multiple steps involved in obtaining in-home care through Medicare. Completing this procedure guarantees that authorized providers provide the care and are eligible for coverage. Talk to Your Doctor: Start by discussing your health needs. Your doctor must confirm that you're homebound and need skilled services. Get a Care Plan: Your doctor will create a detailed care plan outlining what services you need and how often. This is required for Medicare to approve coverage. Choose a Medicare-Approved Agency: Use Medicare's online search tool or call 1-800-MEDICARE to find a certified home health agency in your area. Begin Services: Once the agency confirms eligibility, services like nursing or therapy will start based on your care plan. FAQs Does Medicare pay for in-home nursing care? Medicare will pay for in-home nursing care if a doctor says it is needed, part-time, and medically necessary. A Medicare-approved agency must offer the service as part of a defined treatment plan for a specific illness. Can Medicare pay my daughter to care for me? Medicare does not pay family members, like your daughter, to take care of you. Payment is only allowed to licensed professionals who work for organizations that Medicare has approved. Standard Medicare does not include costs to family caregivers, although some Medicare Advantage plans may make some limited exceptions. What's the difference between Medicare and Medicaid for home care? Medicare does not cover personal or long-term care; it only covers short-term, medically necessary home care provided by qualified experts. Depending on your state, Medicaid frequently permits payment to family caregivers through Home and Community-Based Services and may cover medical and non-medical home care. How long does Medicare cover in-home care? Medicare will pay for in-home care as long as it is medically necessary, frequently during recovery after surgery or illness. A doctor needs to check on the care regularly, and it has to be part-time. Coverage ends when the patient no longer needs professional services or gets better. Are home health aides covered under Medicare? Medicare will only pay for home health aides if their services are provided under a prescription plan. This includes help with personal care duties like taking a shower, but only if you are simultaneously getting therapy or skilled nursing services from a home health company certified by Medicare. Conclusion Medicare doesn't pay for long-term personal care or help with everyday tasks but for necessary skilled in-home services like nursing, therapy, and occasional assistance. Many families are shocked by these limits, especially when their caregiving needs exceed what Medicare will pay for. You may avoid unexpected costs and coverage denials by knowing the rules about who is eligible for care, what care they require, and what is considered medically essential. People who need full-time care should mix Medicare-covered treatments with help from outside sources. GoInstaCare's flexible and dependable caregiver service will fill in the gaps Medicare leaves so your loved one can get full, caring care at home.

Does Medicare Pay for In-Home Caregivers? What You Need to Know

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