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Q: Does Medicare pay for in-home senior care?

Medicare does not pay for in-home senior care, including daily help with cooking or bathing. Only a few medically necessary home health services that a doctor prescribes are covered.

Q: How long will Medicare cover skilled nursing?

Medicare will pay for skilled nursing care up to 100 days after qualifying hospital stay but only if it is necessary. Insurance or other forms of payment are needed for coverage after that time.

Q: Does Medicare cover assisted living?

Medicare does not pay for personal care costs that are related to assisted living. Families have to pay for food and rent and it only pays for the medical care.

Q: What are the differences between Medicare and Medicaid?

Medicaid is a state and federal program that helps people of all ages with low incomes pay for medical care and long-term care. Medicare is a federal health insurance program that primarily helps people 65 and older.

Q: What senior care services are families responsible to pay for?

Families must pay for extended stays in nursing homes, assisted living, long-term in-home personal care, and custodial help like meal prep or bathing because Medicare does not cover these non-medical senior care services.